Quick Links Mortgage Center Check Rates Apply Now Resources Shawn Simmons Mortgage Originator NMLS #: 19601 Office: 845-561-5607 x278 Fax: 845-467-6547 Email: Shawn.simmons@contacthf.com FAQs FAQs Check Rates Rate Watch Welcome to Rate Watch. Let Heritage Financial Credit Union keep an eye on interest rates so that you don't have to! Complete the information below and we'll e-mail you when rates reach your goal or if you prefer, we'll e-mail current rate information on a regular basis. Rate Watch Information Loan Type Purchase Refinance Existing Balance Refinance with Cash Out Home Value Purchase Price Loan Amount Lot Acquisition Lot ownedLot purchased on same contractLot purchased on separate contract Cost of Construction Lot Purchase Price Original Purchase Price Lot Value State Select Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming County City Property Use Primary Residence Vacation Home Investment Property Property Type Existing single family home New single family home Condo - 4 stories or less Condo in over 4 story building Manufactured Home Co-op 2 unit property 3 unit property 4 unit property 5 or more unit property Credit Score 740+ 720 - 739 700 - 719 680 - 699 660 - 679 640 - 659 620 - 639 Below 620 Note: Answering "No" to Escrows/Impounds may limit the number of programs available to you. Lock Period 60 Day Qualified Veteran? Yes No Disability Status Yes No Military Classification Active Duty Retired/Veteran Reserves/National Guard Previous VA Loan? Yes No Next To be sure our updates reach your inbox, add homelending@contacthf.com to your list of safe senders.